Take time to audit your own bills. Most people are used to paying whatever amount is stated on their monthly bill. There is a possibility that there can be major discrepancies and it is best if you audit your charges once in a while. Auditing is best for telephone bills since some charges are being repeated, thus, making you pay for calls you didn’t actually make. Auditing can also be applied for your credit card bills since many companies add hidden charges. While reviewing your bills be sure to take time to think – Do I really need these services?
Here are two things that my family did many years ago and we have never looked back:
1 – Cancel your phone company’s call waiting, call answer and call display functions and buy a digital answering machine. The digital answering machine can cost as low as $20 and not only allows people to leave a message, but you can hear them while they are leaving the message thus allowing you to screen your callers. We did this nine years ago and started saving about $15/month. The answering machine paid for itself in a month and a half and we still have the same machine. You can do the math!
2 – Cut down your cable costs and go with basic cable service. Do you really need 400 channels when you can only watch one at a time? Many of the channels are probably showing reruns anyway. Watch less TV and spend more time interacting with friends and family. This may be hard for some of you to do, but trust me, it’s better for you in the long run!